Moving to Cambodia: Complete Guide 2025

Why settle in Cambodia?

Moving to Cambodia means choosing a simpler, warmer lifestyle. The country attracts freelancers, entrepreneurs, families, and retirees thanks to its tropical climate, affordable cost of living, welcoming expat community, and rich cultural heritage. Phnom Penh is buzzing with opportunities, Siem Reap charms with its cultural vibe, and Kampot stands out for its laid-back atmosphere.

1) Cities to Settle In

Phnom Penh – the bustling capital

Phnom Penh is the economic and political heart of Cambodia. Cosmopolitan, noisy, and sometimes chaotic, it remains the main hub for many expats who want to do business, build a network, or work with institutions.

• Pros: great business opportunities, plenty of cafés/coworking spaces, lively nightlife, international schools.

• Cons: heavy traffic, pollution, higher rents in central areas.

• Best for: entrepreneurs, freelancers looking to network, families seeking good infrastructure.

Siem Reap – temples and culture

Best known for the Angkor temples, Siem Reap thrives on tourism but offers a more relaxed lifestyle than Phnom Penh. The expat community is close-knit, and the city has a vibrant arts and cultural scene.

• Pros: manageable city size, cultural atmosphere, varied food scene, less stressful pace.

• Cons: dependent on tourism, fewer professional opportunities.

• Best for: culture lovers, creatives, freelancers preferring a quieter life.

Kampot – riverside charm

Kampot is prized for its natural setting: river, hills, pepper plantations. It has a bohemian atmosphere, charming cafés, a creative community, and far more peace compared to big cities.

• Pros: lower cost of living, nature, convivial lifestyle, quality of life.

• Cons: limited job market, fewer medical facilities.

• Best for: digital nomads, active retirees, families looking for a calm environment.

Battambang – provincial charm

Cambodia’s second-largest city retains a provincial atmosphere with colonial architecture, surrounding rice fields, and a preserved local life. Its cultural and artistic scene is modest but authentic.

• Pros: authenticity, very low cost of living, welcoming locals.

• Cons: few economic opportunities, a calmer (some say monotonous) pace of life.

• Best for: those who want to immerse themselves in Cambodian life away from the hustle, artists seeking inspiration.

1 bis) Coastal Towns and Islands

Sihanoukville – transformation

Once a quiet seaside town, Sihanoukville has been transformed by casinos, construction, and traffic. Still, it remains the gateway to Cambodia’s most beautiful islands.

• Pros: ferries to Koh Rong and Koh Rong Samloem, seaside climate, wide hotel choices.

• Cons: degraded quality of life in the city, pollution, inflated rents.

• Best for: those wanting proximity to the islands or looking to invest, not necessarily for peaceful living.

Kep – timeless elegance

A small seaside resort with an old-world charm, Kep is famous for its Kampot pepper crab and its relaxed vibe. Life is slow here, between sea, hills, and local markets.

• Pros: calm, close to Kampot (30 minutes), natural/seaside setting, family-friendly.

• Cons: limited healthcare and nightlife.

• Best for: retirees, families, freelancers looking for a peaceful coastal lifestyle.

The Islands (Koh Rong & Koh Rong Samloem) – wild paradise

For those dreaming of paradise beaches, white sand, and turquoise waters, these islands are magical. Life is “off the grid,” at a very simple pace.

• Pros: dream landscapes, unique atmosphere, close to nature.

• Cons: limited services (healthcare, internet, electricity unstable at times), access only by boat from Sihanoukville.

• Best for: expats seeking voluntary isolation, adventurers, freelancers okay with rustic living.

👉 In summary:

• For peaceful seaside life → Kep

• For nature + islands → Koh Rong / Samloem

• For business hub + island gateway → Sihanoukville (but not for quality of life).

2) Visas for Cambodia

For everything related to visa types, procedures, official conditions, and updated resources, I recommend this page:

Understanding all about visas for traveling to Cambodia — Asia on the Way

You’ll find reliable and up-to-date information to prepare your application with peace of mind.

3) Cost of Living in Cambodia

One of Cambodia’s biggest advantages is its affordable cost of living compared to Europe or other Asian countries. Of course, it depends on your lifestyle: an expat in a small provincial town won’t spend the same as a couple in a modern Phnom Penh apartment. Here’s a realistic estimate for one person:

Housing: $250–800

• $250–400: simple studio/apartment in provincial towns (Battambang, Kampot).

• $400–600: furnished apartment with AC in a good Phnom Penh or Siem Reap neighborhood.

• $600–800: modern apartment (1–2 bedrooms) or house in a prime area, often with security and services included.

Food: $200–400

• Local meals: $2–4 at street restaurants.

• International restaurants: $6–15 per meal.

• Groceries: imported products (cheese, wine, cold cuts) are 20–50% more expensive than local goods.
  👉 Eating local keeps costs low; a Western-style diet raises your budget.

Transport: $40–120

• Tuk-tuks / moto-taxis: $1–3 per ride via apps (PassApp, Grab).

• Motorbike rental: $60–100/month.

• Gasoline: about $1.10/L (2025).
  👉 Cars are costly to buy and maintain; most expats prefer scooters or ride-hailing apps.

Internet & Mobile: $10–40

• Local SIM card: about $5 with plenty of data (5–10 GB).

• Fiber internet: $15–30/month depending on speed (up to 50 Mbps).
  👉 Generally reliable in big cities.

Health Insurance: $50–180

• Basic international plan: $50–80/month for young adults.

• Comprehensive coverage: $100–180 depending on age and benefits.
  👉 Essential, as private clinics are expensive and serious cases often require evacuation to Bangkok or Saigon.

Overall Monthly Budget

👉 $600–1,500/month for one person, depending on lifestyle:

• Local/frugal: ~$600–800 (basic apartment + local food + scooter).

• Urban comfort: ~$1,000–1,300 (modern apartment + mixed dining + full insurance).

• Premium lifestyle: $1,500+ (high-end housing, regular Western dining, very Western lifestyle).

NB: Currency

The local currency is the Cambodian riel (KHR), but in everyday life it’s mostly the US dollar (USD) that’s used. Prices in shops, restaurants, and rents are generally displayed in dollars. Always carry dollars when you arrive — it will be your main currency in Cambodia.

Approximate exchange rate:

• 1 Cambodian riel (KHR) ≈ 0.0002493 USD

• 1 USD ≈ 4,008 KHR (according to the National Bank of Cambodia).

4) Housing in Cambodia

Finding housing in Cambodia is usually straightforward, especially in big cities like Phnom Penh, Siem Reap, or Kampot. Rents are much cheaper than in Europe, but quality can vary greatly from one property to another.

Step 1: Start with temporary housing

On arrival, it’s best to rent an Airbnb or stay in a guesthouse for 2–4 weeks. This gives you time to explore neighborhoods, compare, and avoid bad surprises.

Step 2: Where to look

• Expat Facebook groups: very active, with daily listings.

• Local agencies: sometimes charge a small commission but simplify the process.

• Word of mouth: often the most effective way to find housing in Cambodia.

Step 3: What to check carefully

• Air conditioning: essential in the heat, but check the unit’s condition (old models = high electricity bills).

• Noise: Cambodia can be noisy (traffic, karaoke, construction). Visit the place both during the day and at night.

• Water: good pressure and hot water aren’t always guaranteed.

• Internet: test the connection on-site before signing.

Step 4: Practical tips

• Always visit several places before deciding.

• Ask if utilities (water, electricity, internet) are included.

• Expect to pay a security deposit (usually 1 month’s rent).

• Negotiate if staying longer than 3 months, especially in provincial towns.

• Get a written lease, even if many deals are made informally.

👉 In short: take your time, compare, and don’t sign too quickly. Housing strongly impacts your daily comfort in Cambodia.

5) Work and Entrepreneurship

Cambodia is attracting more and more freelancers, entrepreneurs, and digital nomads.

• Coworkings & cafés: Phnom Penh and Siem Reap have modern spaces (The Desk, Impact Hub, Angkor Hub), while Kampot and Kep also offer cafés with good Wi-Fi.

• Remote clients: many expats live off contracts with Europe, the US, or Asia, staying independent from the local market.

• Setting up a business: possible to create a local company (LLC, restaurant, guesthouse, services, e-commerce). Requires a work permit, business registration, and sometimes a local partner.

• Cash buffer: keep 3–6 months of savings, as income can fluctuate and paperwork may take time.

👉 The local market is still young and sometimes informal. Success often depends on networking within the expat and local community.

6) Banking and Money

Finance in Cambodia is unique because the economy is largely dollarized.

• ATMs: available everywhere, but fees vary ($4–6 per withdrawal). Withdraw medium amounts to reduce fees.

• Local bank account: useful for long stays (rent, bills, avoiding ATM fees).

• Mobile payments: apps like Wing, ABA Pay, Pi Pay are growing fast and convenient for daily life.

• Diversify: keep an account in euros, one in USD, and an international fee-free card (e.g., Wise, Revolut).

7) Healthcare

Public healthcare is limited, but major cities have private clinics of decent quality.

• Private clinics: Phnom Penh (Royal Phnom Penh Hospital, Sunrise), Siem Reap, and smaller ones in Kampot.

• Serious cases: patients are often evacuated to Bangkok or Saigon for advanced treatment.

• International health insurance: essential to cover hospital care and repatriation.

• Pharmacies: common, but beware of counterfeits. Always keep a personal kit (basic meds, mosquito repellent).

8) Family and Schooling

Cambodia can suit families but requires planning.

• International schools: mostly in Phnom Penh (French School, Northbridge, ISPP) and Siem Reap. Tuition ranges from $4,000 to $15,000 per year depending on the school.

• Domestic help: babysitters or nannies are common and affordable ($200–400/month), but always check references and start with a trial.

• Family life: provinces like Kampot or Kep offer a calmer lifestyle, though with fewer services.

9) Culture and Etiquette

Integration requires understanding Khmer culture.

• Smile & patience: universal keys to daily life.

• Respect: dress modestly in temples, never touch a child’s head, remove shoes before entering homes.

• Sensitive topics: avoid politics or recent history in public.

• Language: learning a few Khmer words helps tremendously with acceptance.

10) Safety

Cambodia is generally safe for expats.

• Common risks: pickpockets in tourist areas, bag-snatching by scooter riders (mainly Phnom Penh).

• Precautions: avoid walking alone late at night, keep original documents safe, carry copies instead.

• Expat community: strong mutual support, active Facebook and Telegram groups for staying informed.

11) Internet & SIM

Staying connected is cheap and easy.

• Local SIM card: quick to get at the airport or in stores (passport required). $5–10/month with generous data.

• Fixed internet: fiber available in major cities, $15–30/month.

• Reliability: good speeds in cities (suitable for streaming, remote work). Variable in provinces or islands → test before committing.

12) Taxation (Overview)

Taxation depends on your tax residency (where you spend most of your time, where your economic interests are).

• Cambodian tax residency: if you live in Cambodia more than 182 days/year, you are considered a tax resident.

• Tax treaties: check for double taxation agreements with your home country.

• Freelancers & entrepreneurs: best to consult a specialist to structure your business correctly.

• Good practice: keep clear invoicing and accounting, even though the local market is more flexible.

Checklist & Useful Resources

Before leaving or during your installation, it’s essential to have a well-organized checklist so you don’t forget anything — documents, procedures, contacts, emergencies, etc.

📝 To make things easier, you can download a full PDF pack at this link:
Asia on the Way – Cambodia Expat PDF: Checklist & Practical Guide

This pack includes:

• A complete expatriation checklist (steps before departure, arrival, and settling in).

• A practical guide with all the useful phone numbers for Cambodia’s 15 largest cities: embassies, emergency services, schools, lawyers, hospitals, administrations, and more.

Conclusion

Moving to Cambodia means choosing a daily life that is simpler, more affordable, and full of human and cultural discoveries. Between vibrant Phnom Penh, cultural Siem Reap, peaceful Kampot, and seaside Kep, everyone can find their own balance depending on their lifestyle.

The key to a successful expatriation lies in good preparation: understanding visa rules, estimating your budget, securing housing, planning health coverage, and integrating respectfully into the local culture.

With a little organization and a lot of curiosity, Cambodia can offer a unique life experience, blending professional opportunities, warm people, and an exotic environment.

👉 Soon, a dedicated page will be published on Investing in Cambodia, covering promising sectors, precautions, and essential steps to build a solid project in this evolving country.

FAQ – Everything You Need to Know About Traveling or Living in Cambodia

What are the must-sees on a trip to Cambodia?

The must-sees include Angkor Wat and the Angkor temples, the Royal Palace in Phnom Penh, the floating villages on Tonlé Sap Lake, and countless Buddhist pagodas across the country.

What is the best season to visit Cambodia?

The high season runs from November to March, when it’s dry and pleasant. The rainy season (May to October) can complicate travel but reveals lush landscapes and fewer tourists on the beaten paths.

How do you get around Cambodia?

The tuk-tuk is the most common and affordable way to travel within cities. For a Cambodia circuit, buses, minivans, and even cruises along the Mekong to discover floating villages are also options.

What currency do Cambodians use?

Cambodians use the riel (KHR), but in practice, the US dollar is the main currency in daily life.

What is the main religion in Cambodia?

Most Cambodians follow Theravāda Buddhism. Temples, known as wats or pagodas, play a central role in the country’s cultural and spiritual life.

What is Cambodia’s history with the Khmer Rouge?

Cambodia saw the rise of the Khmer Empire, which built Angkor, before enduring the tragedy of the Khmer Rouge in the 1970s. Today, the country is focused on modernity and development while preserving its culture.

What can you see around Angkor Wat and the Angkor temples?

The Angkor Wat complex (or Angkor-vat) is vast. Besides the main temple, you can visit the temples of Bayon, Ta Prohm, and Banteay Srei. They immerse visitors in the history of the Khmer Empire and the spirituality of the Buddha.

What are the best beach destinations in Southeast Asia?

In Cambodia, you’ll find Kep, Kampot, and islands like Koh Rong. More broadly, Southeast Asia offers amazing beaches in Thailand, Vietnam, and the Philippines.

Do Cambodians and Cambodian women speak French or English?

Many Cambodians speak some English, especially in tourist areas. French is still spoken by a minority, mainly in certain schools.

What type of accommodation is available when traveling in Cambodia?

You’ll find everything from small local guesthouses to high-end resorts, depending on your budget.

What else is a must during trips to Cambodia?

Beyond Angkor Wat, highlights include the Royal Palace, the National Museum with its sculptures, the floating villages, and rural villages on stilts.

When is the best time to visit Cambodia: dry or rainy season?

The dry season (Nov–Mar) is perfect for visiting temples, trekking, or excursions off the beaten path. The rainy season (May–Oct) brings fewer tourists and a greener landscape.

What does “wat” mean and what role do pagodas play?

A wat is a Buddhist pagoda, a place of worship and community. Monks live there, practice Buddhism, and welcome locals for ceremonies.

Can you see elephants in Cambodia?

Yes, but carefully: ethical sanctuaries, especially in Mondulkiri, let you see elephants in a respectful environment, far from exploitative tourism.

When is the best time for Angkor temple visits?

Sunrise and sunset over Angkor Wat are magical. At dawn, the temple’s reflection creates a true wonder. A local guide can help you understand the ruins and their history.

What off-the-beaten-path destinations exist in Cambodia?

Beyond Angkor, explore Ratanakiri or Mondulkiri for nature, forgotten ruins, and traditional villages. A tailor-made trip can also combine Laos and Cambodia for an Indochina experience.

What is Cambodia’s capital and what can you see there?

The capital of Cambodia, Phnom Penh, blends modernity with colonial heritage. Must-sees include the Royal Palace, Silver Pagoda, National Museum, and lively markets. It’s also the main hub for starting a Cambodia tour.

What is the history of the Khmer Empire and Angkor ruins?

The Khmer Empire ruled Southeast Asia for centuries, leaving behind extraordinary archaeological vestiges like Angkor-vat. These sites testify to the spiritual and cultural importance of the era.

Why is Cambodia called the Land of Smiles?

Cambodia is known as the Land of Smiles because of its people’s warmth. The enigmatic smile of Buddha statues at Bayon Temple perfectly embodies this spirit.

What role does tourism play in Cambodia today?

Tourism is a key sector, focused on temple visits, cultural excursions, and nature treks. Trips often combine history, spirituality, and relaxation in modern resorts.

What is Tonlé Sap Lake and why is it important?

Tonlé Sap is the largest freshwater lake in Southeast Asia and a UNESCO World Heritage biosphere reserve. It’s famous for its floating villages and fish-rich waters that sustain millions of Cambodian people.

What role did the Killing Fields and genocide play in Cambodia’s history?

The Killing Fields are tragic reminders of the Khmer Rouge genocide in the late 1970s, where nearly two million people died. Sites like Choeung Ek near Phnom Penh are preserved to honor the victims and educate travellers about this dark chapter in Kampuchea’s history.

What are the main temples to visit at Angkor?

Beyond the iconic Angkor Wat temple, the Temples of Angkor include Angkor Thom, Bayon with its smiling faces, and Ta Prohm, where giant trees grow over the ruins. The complex is a UNESCO World Heritage site and one of the top attractions in all of South East Asia.

What is Angkor Thom?

Angkor Thom was the capital of the Khmer Empire, covering 9 square kilometers. Its highlights include the Bayon Temple, the Terrace of the Elephants, and impressive gates that symbolize the power of the Southeast Asian kingdom.

How do travellers usually arrive in Cambodia?

Most travellers arrive via Phnom Penh or Siem Reap international airports. Overland entry is possible from Thailand, Laos, or Vietnam (the Mekong Delta route is popular). The Cambodian government provides updated visa information through embassies and official websites.

What is the Mekong River’s role in Cambodia?

The Mekong River flows through Cambodia, nourishing its rice paddies, connecting to the Mekong Delta in Vietnam, and serving as a vital transport and trade route. It also offers unforgettable cruises for travellers wanting to explore the countryside.

Can I combine a trip to Cambodia with other Southeast Asian countries?

Yes. Many travellers combine Cambodia with Vietnam (Hanoi, Ho Chi Minh City, Mekong Delta), Laos (Luang Prabang), or Thailand (Gulf of Thailand beaches). Cambodia’s central location makes it easy to include in a wider ASEAN or East-Asia itinerary.

What is the best time to travel regarding the monsoon?

The monsoon season runs from May to October, bringing heavy rains but lush scenery. The dry season (November to March) is cooler and best for exploring the temples of Angkor and Cambodia’s countryside. Distances are manageable — only a few kilometers between major sites in Siem Reap.

What’s special about Cambodian night markets?

Night markets in Siem Reap, Phnom Penh, and Sihanoukville (Sihanouk) are lively places where travellers can try Cambodian street food, shop for crafts, and experience the warm hospitality of Cambodian people.

Does Cambodia have embassies and international support?

Yes, every major embassy is located in Phnom Penh. They provide services for travellers, visas, and emergencies. The Cambodian government also works with ASEAN and UNESCO to promote cultural preservation and tourism.

How is Cambodia connected to Kampong towns and countryside?

Kampong means “port” in Khmer and is used in many town names like Kampong Cham and Kampong Thom. These towns give travellers insight into Cambodia’s countryside, traditional markets, and riverside life.

Is Sihanoukville worth visiting?

Sihanouk (Sihanoukville) is Cambodia’s main coastal city on the Gulf of Thailand. Once a quiet beach town, it has rapidly developed. Many travellers use it as a gateway to islands like Koh Rong, while others prefer quieter coastal spots.

Why is Cambodia sometimes called Kampuchea?

Kampuchea is the Khmer name for Cambodia, used officially by the Cambodian government and in international contexts. It reflects the nation’s identity as part of South East Asia and its historic ties within the ASEAN community.

What role do elephants play in Cambodian culture?

The elephant has been an important symbol since the Khmer Empire. Today, ethical sanctuaries allow travellers to see elephants in natural settings, particularly in Mondulkiri. They remain an enduring symbol in Cambodian art and religion.

How does Buddhism influence Cambodian life?

Most Cambodian people follow Buddhism, visible in every pagoda, temple, and in the daily life of monks. From wat ceremonies to sculptures of the Buddha, Buddhism shapes values of respect, patience, and kindness across Cambodia and Southeast Asia.